When something unfortunate happens at or to your home, you might have to make a homeowners insurance claim. A storm could cause damage, a grill could set fire to part of your house, or an electrical short could ignite the whole house on fire. No matter what happens it’s vital to speak with an experienced attorney before or during a claim.
Everyone who owns a home needs insurance. It’s important to carry an adequate amount of coverage but no matter what if you need to make a claim you should consult an attorney with experience working with first party insurance claims. If you are not aware of any exclusions you may have in your policy, your insurance company could try and take advantage of you.
It might seem easy, you make a claim and the insurance quickly writes you a check. What you don’t know is they might know your claim is worth much, much more. If you’ve never made a claim or dealt with an insurance company before, what you don’t know can hurt you. If your cast iron pipes are damaged or deteriorating, it could cost upwards of $100,000 to repair and your insurance company does not want to write that check. Consulting one of our lawyers, who have dealt with many of these cases, costs you nothing and could save you thousands of dollars. You are responsible to report any damage to your insurance company, if you think even a little that they are trying to take advantage of you, call us today!
It’s important to take into account when you should make a claim. If the repairs cost less than your deductible then you should not make a claim. If your damage is due to normal wear and tear or you could have done something to prevent the damage then your insurance will most likely not cover it. The only way to know this is to consult one of our attorneys, though. Also if you make too many claims in a three year period, your insurance company could drop you. This is why it’s imperative to talk to an experienced lawyer in a case like this.
Everyone was so kind and easy to work with. After being turned down a few times, Simon was happy to work with me. I was aware that settlements like this can take time, so waiting to ensure the RIGHT settlement was necessary. At the end of it, I was very happy with the results and felt cared for.
Fought very hard to gain financial reconciliation. Also communication was very good, getting back with answers to my concerns.